According to a recent TransUnion report, fewer people were late making their credit card payments in the first quarter this year compared to last year.

Credit card delinquency is highest in Nevada, at 1.79%, followed by Florida at 1.59%. The lowest delinquencies are in North and South Dakota and Alaska.

Nationwide average credit card debt also fell for the fourth consecutive quarter, decreasing a total of 4.95% or around $300, from $5,434 to $5,165.

In a news release, Ezra Baker, the director of consulting and strategy in TransUnion’s financial services business unit, said “The last four quarters of consecutive decreases in credit card balances shows that consumers continue to focus on paying down their credit cards in response to economic uncertainty and the continued somewhat anemic employment outlook, wanting to keep a credit cushion available for hard times.”

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