Who Files for Bankruptcy?

October 24, 2014
Thumbnail image for Who Files for Bankruptcy?

Bankruptcy is often viewed as an “opt out” for financially irresponsible individuals. However, the truth behind the vast majority of Chapter 7 and Chapter 13 filings is that circumstances out of the filers control led to their financial troubles. The economy has caused financial hardships across the economic spectrum. Families just like yours have been […]

Read the full article →

Student Loan Debt & Your Social Security Benefits

October 23, 2014
Thumbnail image for Student Loan Debt & Your Social Security Benefits

If you have student loans that are in default (no matter how long ago) and you are eligible to receive Social Security, the federal government has the authority to garnish your benefits. It should be noted that private lenders do not have this ability. Although Social Security payments are protected in bankruptcy filings and other […]

Read the full article →

Do I Have Enough Debt to File Bankruptcy?

October 22, 2014
Thumbnail image for Do I Have Enough Debt to File Bankruptcy?

It is common for our clients to ask if they have enough debt to file for bankruptcy protection. However, there is no set amount of debt that you are required to have in order to be eligible for bankruptcy relief. Instead, your eligibility to file a case depends on the type of case you are […]

Read the full article →

Student Loans for Health Professionals

October 21, 2014
Thumbnail image for Student Loans for Health Professionals

The federal Health Assistance Loan Program (HEAL) existed from 1978 until 1998, when it was discontinued. The HEAL program provided insurance for student loans made by participating lenders to eligible students in medical and healthcare-related fields. Today, the Health Professions Student Loan (HPSL) program provides long-term student loans to eligible students. A HPSL student loan […]

Read the full article →



Attorney web design by The Rainmaker Institute