What is a 2004 Exam?

September 1, 2014
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The Rule 2004 examination is a tool that allows the trustee or other interested parties to obtain more information regarding your financial status. It is similar to a deposition held in civil litigation matters. If you receive an order for a Rule 2004 exam, it doesn’t mean you are in trouble. However, it is important […]

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Your Finances During a Chapter 7 Bankruptcy

August 28, 2014
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If you are considering filing for Chapter 7 bankruptcy, you probably are wondering what your finances will look like while your case is pending. It is important to have this discussion with your attorney before you file your case, but Chapter 7 handles your past debts and does not prohibit you from incurring new or […]

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Defaulted Student Loans Lead to Wage Garnishments

August 27, 2014
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You have probably heard that you want to avoid defaulting on your student loans if at all possible. There are a variety of reasons, including the fact that the Department of Education has the ability to garnish your wages in order to collect the amounts owed to it. An administrative garnishment can result in up […]

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How “Lien Stripping” Works

August 26, 2014
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Many people have more than one mortgage on their home and the value of their home is less than the total amount of the first mortgage loan. This is commonly referred to as being “underwater” on your home. If you are underwater on your home and you are facing financial struggles, you should consider filing […]

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