Should Married Couples File a Joint Bankruptcy?

November 28, 2014
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If are married and you are considering filing for bankruptcy protection, you may be wondering if you should file individually or jointly. In most cases, filing jointly is the wiser decision. When a couple files individual cases, it is more costly because there are more court costs and attorney’s fees involved. It can also make […]

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What Happens if I Default on a Private Student Loan?

November 26, 2014
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If you have a private student loan, it is important to understand there are many difference between it and a federal student loan. Most federal loans offer you fixed interest rates, repayment options, forbearance/deferment and other beneficial options. In contrast, these options may be offered by your private loan lender, but there is no guarantee. […]

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How Bankruptcy can Help with Evictions

November 25, 2014
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If you are past due on your rent and facing an eviction, you may want to consider filing for bankruptcy protection. If your landlord has not obtained a judgment for possession of the premises, your bankruptcy filing may prevent the eviction process from proceeding forward. What does this mean to you? As soon as you […]

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Is Bankruptcy Law the Same in Every State?

November 24, 2014
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If you are planning to file for bankruptcy protection, you may be wondering if it is more beneficial to file in one state over another. The answer is “no.” Bankruptcy law is federal law and it does not vary from one state to another. This prevents individuals and businesses from “forum shopping,” or trying to […]

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