In a world where identity theft is an increasing problem, it is important to make every effort to protect your private information. This is true even in your bankruptcy case. When you file a Chapter 7 or Chapter13, you are required to disclose all of your financial information. Thus, it is important to take precautions to protect your personal information.
So, how do you safeguard your personal identification information? Bankruptcy Rule 9037 provides that debtors can protect personal information by redacting or editing their filings to prevent disclosure of confidential data. Bankruptcy Rule 9037 provides:
Unless the court orders otherwise, in an electronic or paper filing made with the court that contains an individual’s social-security number, taxpayer-identification number, or birth date, the name of an individual, other than the debtor, known to be and identified as a minor, or a financial-account number, a party or nonparty making the filing may include only:
(1) the last four digits of the social-security number and taxpayer-identification number;
(2) the year of the individual’s birth;
(3) the minor’s initials; and
(4) the last four digits of the financial-account number.
If a debtor fails to comply with the redaction requirements to protect his/her personal information, the debtor is deemed to have waived the protections. A creditor should also make efforts to protect a debtor’s privacy. If a creditor wrongfully discloses your private information, you should immediately demand that the creditor correct their mistake. If we discover that private information has been disclosed, we as the court to “seal” the document so that your identity is protected.
If you are considering filing for bankruptcy protection, let us help. We understand how important your bankruptcy case is to you, and we will handle it with the discretion and dedication that have become our calling cards. Contact the Milwaukee bankruptcy attorneys of the DeLadurantey Law Office, LLC today by calling 414-377-0518. Like us on Facebook.