One of the primary goals of filing a bankruptcy case is to discharge debts. However, many people are confused when they receive their discharge order and there isn’t a list of debts that have been eliminated. How do you know which debts were discharged?
Simply listing a debt in your bankruptcy case does not mean that it will be discharged. For example, you may list a student loan, child support obligations or certain taxes in your filing that are non-dischargeable. Thus, looking at the debts listed on your schedules and statement of financial affairs does not provide an accurate list of your discharged debts.
The bankruptcy court does not create a list of your discharged debts. The rule is that if a debt is dischargeable, then it is discharged in your filing. Most debts that are not eligible for discharge are laid out in 11 U.S.C. 523. If you have questions regarding whether a specific debt was discharged in your case, you can call us to verify if it was eliminated. If a lender is demanding a list of discharged debts, the best you can do is provide your papers that were filed with the court, a copy of your discharge order, and your bankruptcy attorney’s contact information.
Contact The “Milwaukee Bankruptcy Attorneys,” DeLadurantey Law Office, LLC. DeLadurantey Law Office focuses on student loan debt, Chapter 7 and 13 bankruptcy, debtor’s rights, debt negotiations, debt relief, mortgage loan modifications, and foreclosure defense. A “defender of the little guy, “DeLadurantey Law Office serves the following location – Milwaukee, South Milwaukee, West Milwaukee, Waukesha City, Waukesha Town, Kenosha, Racine, and all other municipalities in Milwaukee County, Waukesha County, Kenosha County, and Racine County. We can be contacted by phone: (414) 377-0518 and can be found on the Internet and on Facebook.