If you are considering filing for bankruptcy, you may be worried that it will result in you losing your job. Fortunately, the Bankruptcy Code prohibits an employer from firing an employee solely because he or she filed for bankruptcy protection.
You may also worry about your employer finding out that you filed a Chapter 7 or Chapter 13 case. While it is true that bankruptcy filings are a matter of public record, only those individuals who are searching for your bankruptcy information are likely to find out about your filing. For further information, read my blog titled “Concerned about who will find out about your bankruptcy?”
The bankruptcy courts use a system called “PACER,” which stands for Public Access to Court Electronic Records, to manage filings. In order for somebody to view the bankruptcy records, they must obtain a PACER account and pay the fees for reviewing and printing the pleadings. It is also possible for somebody to personally appear at the bankruptcy court clerk’s office and request your file, but most people do not want to deal with the hassle and time it takes.
There are a few states that publish notices of bankruptcy hearings in legal publications, but these publications are mostly read by attorneys. Also, the information published includes only the last name of the debtor, the case number and the hearing information. Thus, the information is very minimal and would require further investigation to learn more about your case.
Lastly, your creditors are given written notice of your bankruptcy filing. In many cases, your employer is not somebody you owe money to so they are not provided notice. However, it is important to understand that in a Chapter 13 filing, your employer will learn about your bankruptcy if your plan payments are made by automatic deductions from your paycheck.
Contact The “Milwaukee Bankruptcy Attorneys,” DeLadurantey Law Office. LLC for all your Chapter 7 and Chapter 13 bankruptcy needs. Whether you need debt negotiations or debt relief, or even foreclosure defense, DeLadurantey Law Office will handles bankruptcy matters for the following location – Milwaukee, South Milwaukee, West Milwaukee, Waukesha City, Waukesha Town, Kenosha, Racine, and all other municipalities in Milwaukee County, Waukesha County, Kenosha County, and Racine County. DeLadurantey Law Office, LLC can be contacted by phone at (414) 377-0518.