Accessing Your Credit Score

Credit scores are numbers used by credit bureaus to track the credit histories of borrowers, in order to determine what kind of a financial risk they are. Every one of us has a credit score based on our credit past, which banks and other lenders use to determine if they want to trust us with their money. These scores determine our ability to get loans both big and small, and knowing your score can therefore put you at a financial advantage.

If you or someone you love is struggling with the burden of large debts, the Milwaukee bankruptcy attorneys of the DeLadurantey Law Office, LLC may be able to help. To learn more about what we may be able to do for you, contact us today by calling 414-377-0518.

Getting Your Score

Many Americans are unaware that they have access to their credit scores. Under federal law, you have the right to request your credit score from each of the three major credit bureaus once per year at no charge. If you take advantage of all three, you can always have a fairly good idea of what your overall score is. The three consumer credit bureaus are:

• Equifax
• Experian
• TransUnion

Be aware, though, that requesting credit score reports too frequently can lower your score. Creditors will wonder why you are so concerned with your score, and could assume that there may be reason to worry about it.

Contact Us

If you or someone you love is facing bankruptcy, the Milwaukee bankruptcy attorneys of the DeLadurantey Law Office, LLC may be able to help. Contact us today at 414-377-0518 for more information.